Personal Savings A statement savings account offering you a safe and convenient way to watch your savings grow
$100 minimum opening deposit required
$150 minimum daily balance to avoid $5 quarterly service charge*
$250 minimum daily balance to earn interest
$10 per debit transaction in excess of six per month**
Earn nterest on your savings
Six free withdrawals per month
Interest is paid quarterly based on the daily collected balance. Rates may change at any time.
Transaction limitations: no more than six pre-authorized, automatic, online or telephone transfers or withdrawals per month**. Excessive transfers or withdrawals will result in the account being converted to a non-interest bearing or an interest bearing checking account.
Debit card, online banking and bill pay are available for this account type only when combined with a checking account.
*Quarterly service charge is waived for minor accounts until minor’s 18th birthday.
Certificates of Deposit
Earns competitive market interest yields
Terms from 3 months to 5 years
Interest is compounded and credited quarterly
10-day grace period
Convenient ACH transfers of interest earned (upon customer request)
Individual Retirement Accounts (IRA)
Earn competitive market interest yields
Traditional and Roth IRAs offered
Terms from 6 months to 5 years
Please consult your tax professional regarding eligibility and tax benefits to best suit your financial situation